You can still have fun on the water while wearing a life jacket and boating responsibly. Here are the top 5 excuses not to wear a life jacket we hear from boaters.

1. "I have life jackets on board." Having life jackets on board the vessel is not enough. Accidents happen too fast to put on a stowed life jacket.

2. "I'm a strong swimmer." Even a strong swimmer needs to wear a life jacket. During an emergency, clothing can become heavy or waterlogged while in the water.

3. "It's too hot and doesn't look cool." Old-fashioned, bulky orange life jackets have been replaced with new styles, like inflatable life jackets that may resemble a pair of suspenders or a belt pack. These are much cooler in the warmer weather.

4. "It gets in the way." There are life jacket styles available for any recreational water activity — fishing, water sports, hunting, paddling and more. There are even styles for pets!

5. "Nothing is going to happen to me." Face it, accidents happen. Boating can be a fun, safe and enjoyable activity, but when the "Wear It!" message is ignored, the consequences can be grim.